Understand how employee benefits and group life insurance work with our easy glossary of employee benefit descriptions
LNIG Hollard offers group life insurance and a range of employee benefits that ensure your staff, and their families, are protected from any unforeseen circumstances in the workplace.
A multiple of the annual salary benefit becomes payable on the death of the employee insured, provided they are active employees of your business.
The benefit is payable to the employee’s nominated beneficiaries, for example, their spouse, children, or parents.
This employee benefit assists by providing a lump sum should the insured employee be deemed permanently and totally disabled.
Should the death of the life insured (your employee) occur as a direct result of an accident, a lump sum amount that is equal to the initial cover amount becomes payable to the beneficiaries.
This employee benefit can be extended to cover the spouse of the insured.
As there are always costs associated with the death of an individual, this funeral benefit is available to assist by providing a lump sum amount on the death of the main member, and (if covered) the spouse and children.
This employee benefit is an income protection plan designed to pay a monthly income benefit if the life insured is off work due to injury or illness.
The benefit is calculated as a percentage of the employee’s monthly salary.
Call: +266 2221 3500
For claim-related queries, email: lifeclaims@lnighollard.co.ls
For queries or policy changes, email: lifeuw@lnighollard.co.ls
Our operating hours:
Mon - Fri: 08:15 – 16:30