Motor Insurance

LNIG Hollard is here to support safe adventures and many happy miles by offering you our comprehensive car insurance product.

It covers you for all the unforeseen accidents and mishaps that could happen on the road, giving you the peace of mind needed to travel with ease.

Read more about All For Her Car Insurance cover.

Comprehensive Motor Insurance

Nothing spells “adventure” quite like a road trip across the country.

But without adequate car insurance, a flat tyre or car accident could soon spell out “disaster”.

That’s why LNIG Hollard has created our comprehensive car cover to offer the assurance you need to relax and enjoy the ride.

Coverage offered by our Comprehensive Motor Insurance

Choosing LNIG Hollard as your car insurance provider will offer you cover for the following:

• Car accidents
• Fire
• Theft
• Windscreen damage
• Glass repairs
• Hail damage
• Criminal acts
• Damage from natural causes or other insured events
• For complete assurance, the policy also covers the insured person for third-party liability.

Flagship features and benefits

Third-Party Fire and Theft

Get car insurance quotes for a policy that protects you from claims made against you due to a vehicle accident.

The policy provides car cover against damage to your car, or loss of your car, due to it being stolen or set on fire.

Third-Party Insurance

A more limited car insurance policy that provides motor insurance cover only for damage or injury caused to a third party.

Under this option, your car itself is not covered against any loss or damage. It is a limited option for those on a budget.

Free Roadside Assist with our comprehensive car insurance

You will get free roadside assistance that covers or offers:

• Emergency medical assistance via ambulance services, including medical response, stabilisation, and medical transportation
• Towing for mechanical breakdowns and car accidents
• Roadside assistance courtesy service for roadside mishaps, ranging from getting a flat tyre, to fuel delivery, car lockout, car hire, or trip interruptions beyond 100kms from home

Secondary features and benefits

Medical Expenses Benefit

This covers medical expenses for any injured occupants of the insured vehicle.

The maximum cover per occupant is M1 000, and the aggregated medical costs cover of all occupants offered per event is M20 000.

Glass and Accessories Cover

The car insurance policy also covers glass windows and other vehicle accessories (if specified on acceptance of the policy).

Vehicles that can be included in the car insurance policy cover are your private car, motorcycles (including scooters and 3 or 4-wheeled motorcycles) and trailers or caravans.