LNIG Hollard Insure

General insurance refers to a variety of non-life insurance products that protect against risk to property, assets and personal liability. At LNIG Hollard, products fall under LNIG Hollard Insure.

This is a portion of the claim that you, as the policy owner, are responsible for in the event of the occurrence of the insured risk. This amount is usually deducted from the settlement amount or payable to the repairer for motor partial losses, but it is important to talk to our customer care department or your broker to understand how this will be applied.

Your policy may lapse or be suspended. It is therefore important to keep up to date with your premium payments to avoid this.

To update your policy details, such as address, insured amount or any other details, please contact your insurance broker or our customer service team. You may need to provide supporting documentation.

Third-party coverage covers damage you cause to other people’s property. Third-party fire & theft adds fire and theft cover for your vehicle. Comprehensive coverage includes all of these, plus accident-related damage to your own car.

Yes, claiming affects your no-claim discount, which may in turn affect your premium.

Yes, but you need to prove that you have insurable interest, meaning that you will suffer a financial loss if the insured event occurs.

Building insurance covers the structure, and contents insurance covers items inside your home.

It means the cost of replacing an item with a new one of a similar kind and quality.

Yes, you can cancel your policy with written notice, subject to the terms and conditions in your policy.